When you’re buying your first house, chances are that you will go in for a housing loan. This will help you fill the gap between your self-funding and the cost of the property. You will be happy to know that today, you have another options from banks, from whom you can avail a housing loan. These entities are called non-banking housing finance companies. While some companies are independent, some are subsidiaries of banks. In this articles, we will tell you about the leading housing finance companies in India. 19 north dimple group


HDFC, or Housing Development Finance Corporation, can rightly be called the pioneers of Housing Finance in India, when they began operations in 1977. Till date, they have financed close to 8.4 million house properties across India, and the amount of their gross loans disbursed stands at ₹5,7 trillion. HDFC has also successfully undertaken multiple housing finance consultancy assignments in countries across Africa, East Europe and Asia. Their objective is to promote home ownership by significantly enhancing the number of house properties throughout the country with a systematic and professional provision of housing finance. HDFC aims to substantially increase the flow of financial resources to the housing industry by seamlessly integrating the sector of housing finance with the overall financial markets. With an experienced management team and suitably trained workforce, HDFC is the preferred choice of those wishing to avail a housing loan for funding their dream home. codename chill kandivali


Set up in 1989, LIC Housing Finance Ltd., or LICHFL, is one of the largest companied in India which provides loans to individuals wanting to buy their own home. In addition, LICHFL also finances builders and developers for their construction projects, and also funds medical professionals for constructing and buying their own Nursing Homes, Clinics and Diagnostic Centres and also for buying the equipment to be used in these medical buildings. LICHFL has a strong foundation, proven industry expertise and a large network of offices all across India. They have a panel of more than 12000 sales intermediaries to effectively guide potential customers through the entire home loan process. Since inception, the company has disbursed house loans worth around ₹3.35 lakh crore.


Bajaj Housing Finance Limited is one of India’s most diversified NBFC, or Non Banking Finance Company, with a diversified business portfolio of 19 product lines and a customer base of more than 38.6 million. The company finances individuals and corporates for purchasing, constructing and renovating residential and commercial spaces. In addition, it also provides business finance to developers and builders engaged in construction of housing and commercial projects. BHFL has also invested heavily in technology for giving customers a richer non-touch experience of applying for a home loan. They have partnered with the best technology companies for online capabilities, process mapping, software and auditing, and created industry benchmarks in innovation across products and customer service.


Piramal Capital & Housing Finance (PCHF) is a wholly owned subsidiary of Piramal Enterprises Limited, which is the flagship company of Piramal Group. It is registered with National Housing Bank (NHB) as a housing finance company. The company provides loans to individuals for buying and constructing their own home, and to builders and developers for constructing residential and commercial projects. Their core values of Knowledge, Action, Care and Impact are core to their guiding philosophy. For transforming your home ownership dream into reality, they offer you a completely hassle-free home loan application process with convenient and flexible loan repayment options. A majority of under construction projects are registered with them and pre-approved for home loan disbursal.

To summarise, you have a vast choice of companies whom you can evaluate on multiple parameters for finalising the home loan partner for helping you acquire your dream home.

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